Creative
Coast Mortgage
Susan
McCann
Florida Second
Mortgage / Home Equity Loan / Line of Credit
Pre qualification
Form
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Please
use your initials or first name with last initial if you wish to remain
anonymous.
We do not
ask for account or social security numbers, or check credit at this stage.
If unsure
about an answer please leave it blank. Thanks!
This form
will take about 3 minutes to complete.
PLEASE
USE THE TAB KEY, DO NOT USE THE ENTER KEY
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| LOAN
INFORMATION: |
| What
is the loan amount requested? |
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| Type
of loan requested? |
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| If
other, please describe: |
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| Is
this loan being used to pay off an existing first or second mortgage? |
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| What is the purpose
of the loan? |
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| If
other, please describe: |
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| What
is the term desired? |
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| EXISTING
FIRST MORTGAGE: |
| What
is the type of the first mortgage? |
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| What
was the original loan amount? |
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| What
is the estimated loan balance? |
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| What
was the original loan term? |
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| Is
this a fixed rate mortgage? |
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| What
is the interest rate? |
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| What
is your current mortgage payment? |
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| Does
your current mortgage payment include taxes? |
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| Does
your current mortgage payment include insurance ? |
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| Is
there any subsidy or recapture? |
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| In
the past 12 months, how many times has your mortgage payment been more
than 30 days late? |
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| Has
your mortgage payment been more than 60 days past due in the last 24 months? |
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| Have
there been any other payments (car, credit card, etc.) more than 30 days
past due in the last 12 months? |
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| PROPERTY
INFORMATION: |
Property
address:
(You may just type in the county
if you choose). |
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| State (Required): |
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| Type
of property: |
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| If
other, describe: |
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| What
is the estimated market value? |
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| What
was the original purchase price? |
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| Property
use: |
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| BORROWER'S
INFORMATION: |
| Borrower's name
or initials (Required): |
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| Borrower's
address (optional): |
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| How long have
you lived at this address? |
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| E-mail Address
(Required): |
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| Daytime phone
(Required): |
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| Evening phone
(Required): |
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| What
is your yearly gross income from all sources (before taxes)? |
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| Will
you document your income (provide pay stubs, w-2's, tax returns)? |
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| Would
you prefer to state your income or use a no doc program? |
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| Are
you self-employed? |
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| If
self-employed, for how many years? |
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| Rate
your credit: |
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| What
is your credit score (if known)? |
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| Have
you filed bankruptcy in the last 7 years? |
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BORROWER'S
TOTAL MONTHLY DEBTS
(less credit cards and debt being
paid off by this loan): |
| Car
or other installment: |
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| Student
loans: |
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| Other
(child support, garnishments, etc.): |
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| BORROWER'S
CREDIT CARDS: |
| Total
estimated balance (not including those paid in full each month or being
paid off by this loan): |
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| Monthly
payment amount (not including those paid in full each month or being paid
off by this loan): |
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| CO-BORROWER'S
INFORMATION: |
| Co-borrower's
name or initials: |
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| Co-borrower's
address (optional): |
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| How long have
you lived at this address? |
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| E-mail: |
|
| Daytime phone
(optional): |
|
| Evening phone
(optional): |
|
| What
is your yearly gross income from all sources (before taxes)? |
|
| Will
you document your income (provide pay stubs, w-2's, tax returns)? |
|
| Would
you prefer to state your income or use a no doc program? |
|
| Are
you self-employed? |
|
| If
self-employed, for how many years? |
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| Rate
your credit: |
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| What
is your credit score (if known)? |
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| Have
you filed bankruptcy in the last 7 years? |
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CO-BORROWER'S
TOTAL MONTHLY DEBTS
(less credit cards and debt being
paid off by this loan)
Please do not include joint accounts
already listed in borrower section: |
| Car
or other installment: |
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| Student
loans: |
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| Other
(child support, garnishments, etc.): |
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CO-BORROWER'S
CREDIT CARDS
Please do not include joint accounts
already listed in borrower section: |
| Total
estimated balance (not including those paid in full each month or being
paid off by this loan): |
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| Monthly
payment amount (not including those paid in full each month or being paid
off by this loan): |
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| ADDITIONAL
INFORMATION: |
Please
provide any additional information that will help us assist you:
If you already have a second mortgage
please tell us here: |
| How
did you find our website (which search engine, i.e. Yahoo, AOL, etc. or
other source)? |
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| Please
contact theat
the above. |
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