Call Karen Today - (937) 890-8725
Karen Ritter
FHA/ VA FINANCING AVAILABLE! 

Check Out My Low Interest Rates And Low Fees!

First, Second & Third Mortgages Anywhere in Ohio
(at some of the lowest rates in the Nation)

Dayton Ohio and Miami Valley Ohio is my backyard!

 

SAVE THOUSANDS IN INTEREST!
Ask about our low 20 year fixed rate mortgages!
Don't delay, Call or E-mail today!

 To Receive My Personal Attention,
Please Call And ASK FOR ME,  Karen, or Inquire to My Personal E-Mail Address lovett1003@aol.com

Phone: (937) 890-8725      Toll Free: (888) 374-5625

I work with a wide range of borrowers from
A+ credit to D- credit. 

Working with me  gives you the confidence in knowing that I am working hard to get your loan approved and closed, with the least amount of hassle. 

Were you aware that Fannie Mae recently expanded their underwriting guidelines.  They now offer 3 additional levels of credit approval! 

Loans that Fannie Mae may have turned down last year may be approved under the new improved changes!  Don't let problem credit stop you from getting your low rate mortgage loan!

Yes, I Have Zero Point Quotes Available!

All Credit Situations Are Welcome!

The forms below take around 5 minutes to complete.

On Line Purchase Pre Approval Form
Want to be Pre Approved for a Purchase in Ohio BEFORE you start looking?  This form gives me the information I need to get started.
On Line Refinance Form
Use this form if you currently have a mortgage and are looking to lower the rate, change the payback period (i.e. 10, 15, 20 or 30 years)  or pull cash out for debt consolidation and/  or home improvements.
On Line Construction /Lot Loan Form
Use this form to buy a lot, or get a construction loan anywhere in Ohio. 
On Line Second Mortgage Form
Also known as "Home Equity Loans", usually fixed rates.  Sometimes  HELOC's  (Home Equity Line of Credit) are used, these are usually adjustable rates tied to the Prime Rate.  These second mortgages are usually used for debt consolidation or home improvements.
Commercial Loans In Ohio
Many types of commercial loans offered for various property types in Ohio! 
Ohio Rate Watch Request
Have a "Target" Rate in mind?
Use this to get on our Rate Watch List.  We contact YOU when rates reach or near your Target Rate!

On Line Pre Approval Forms For ALL Ohio Loan Types!


Fannie Mae & Freddie Mac Mortgage Loans in Ohio
True No Money Down Purchase Money Mortgages
Ohio "No Doc" Refinances, Purchases & Seconds
No Income Verification & Stated Income Programs
No Money Down, No Cash At Closing Loans 
No Equity 2nd Mortgages to 125% of Value
Ohio Home Equity Loans and Lines of Credit to 100%
Help With Problem Credit, Let Me Help You!
Ohio Commercial Loans, Please Call Me 
  FHA/ VA FINANCING NOW AVAILABLE! 
And MORE!  All At Low, Low Rates!
 

Main Office
812 East National Road
Vandalia, Ohio 45377
Phone: (937) 890-8725
Toll Free: (888) 374-5625
Fax: (937) 890-8767

MB#2082 

Karen Ritter Ohio Mortgage Loan Officer License #1594

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