| Constructionand Lot Loan Pre qualification Form |
Pleaseuse your initials or first name with last initial if you wish to remainanonymous.
We do notask for account or social security numbers, or check credit at this stage.
This formwill take about 3 minutes to complete.
If unsureabout an answer please leave it blank. Thanks!
PLEASEUSE THE TAB KEY DO NOT USE THE ENTER KEY |
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| LOANINFORMATION: |
| Loan use: | |
| What is theloan amount requested? | |
| Do you alreadyown the lot? | |
| Is the lotwaterfront? | |
| Have youowned the lot for more than 1 year? | |
| Will youbuy the lot prior to closing on this loan? | |
| Do you wantto close on the lot at the same time you get your construction loan? | |
| Do you havea recent perc test for the lot? | |
| Do you wantto be your own general contractor? | |
| Do you havecost breakdown, plans & specs, sub contractor proposals, etc.? | |
| What is theterm desired? | |
| What is theloan type desired? | |
| Are you interestedin discussing a no money down construction loan? | |
| What is thetotal money available for down payment and closing costs from banks, mutualfunds, stocks, 401k, etc. excluding any gifts? | |
| Will thelot be a gift? | |
| Will therebe a gift for down payment or closing costs? | |
| Is the giftfrom a family member? | |
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| PROPERTYINFORMATION: |
Property address:
(you may type in county) | |
| State (Required): | |
| What areyou building? | |
| If other,describe: | |
| What is thelot contract or asking price? | |
| Have youentered into a contract on the lot? | |
| Estimatethe cost to build (excluding the lot price): | |
| Have youentered into a contract with a builder? | |
| What is theestimated market value when complete? | |
| Is thereanything unique about this project (log home, steel structure, etc.)? | |
| Is thereany secondary financing? | |
| What is theintended property use? | |
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| BORROWER'SINFORMATION: |
| Borrower's name or initials(Required): | |
| Borrower'saddress (optional): | |
| E-mail Address (Required): | |
| Daytime phone (Required): | |
| Evening phone (Required): | |
| What is theborrower's yearly gross income from all sources, before taxes? | |
| Will youdocument your income (provide pay stubs, w-2's, tax returns)? | |
| Would yourather choose a stated income or no doc loan? | |
| Are you self-employed? | |
| If self-employed,for how many years? | |
| Rate yourcredit: | |
| Have youfiled bankruptcy in the last 7 years? | |
| BORROWER'STOTAL MONTHLY DEBTS (LESS CREDIT CARDS): |
| Current rentpayment: | |
| If renting,for how long? | |
| Current mortgagepayment: | |
| Does mortgagepayment include taxes and insurance? | |
| Car or otherinstallment: | |
| Student loans: | |
| Other (childsupport, garnishments, etc.): | |
| BORROWER'SCREDIT CARDS: |
| Total estimatedbalance (not including those paid in full each month): | |
| Monthly paymentamount (not including those paid in full each month): | |
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| CO-BORROWER'SINFORMATION: |
| Co-Borrower's name orinitials: | |
| Co-Borrower'saddress (optional): | |
| E-mail: | |
| Daytime phone (optional): | |
| Evening phone (optional): | |
| What is theborrower's yearly gross income from all sources (before taxes)? | |
| Will youdocument your income (provide pay stubs, w-2's, tax returns)? | |
| Would youprefer to state your income or use a no doc program? | |
| Are you self-employed? | |
| If self-employed,for how many years? | |
| Rate yourcredit: | |
| Have youfiled bankruptcy in the last 7 years? | |
CO-BORROWER'STOTAL MONTHLY DEBTS (LESS CREDIT CARDS)
Please do not include joint accountslisted in borrower section: |
| Current rentpayment: | |
| If renting,for how long? | |
| Current mortgagepayment: | |
| Does mortgagepayment include tax and insurance? | |
| Car or otherinstallment: | |
| Student loans: | |
| Other (childsupport, garnishments, etc.): | |
CO-BORROWER'SCREDIT CARDS
Please do not include joint accountsalready listed in borrower section: |
| Total estimatedbalance (not including those paid in full each month): | |
| Monthly paymentamount (not including those paid in full each month): | |
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| ADDITIONALINFORMATION: |
| Pleaseprovide any additional information that will help us assist you: |
| How did youfind our website (which search engine, i.e. Yahoo, AOL, etc. or other source)? | |
| Please contact theat the above. |
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