On Line Mortgage & Financial Calculator
HELP

Want to determine a Loan Payment amount?

1. Enter Loan Amount
2. Enter Note Interest Rate ( NOT A.P.R.)
3. Enter Total Number of Payments,  Number of Years x 12 = Total Payments
4. Enter Number of Payments Per Year (Usually 12)
5. Push Calculate Button Next to P & I Box

Want to see how many months are left on your mortgage, if you know your loan balance and P & I payment?

1. Enter Original Loan Amount
2. Enter Note Interest Rate ( NOT A.P.R.)
3. Enter Total Number of Payments,  Number of Years x 12 = Total Payments
4. Enter Number of Payments Per Year (Usually 12)
5. Push Calculate Button Next to P & I Box to Confirm Monthly P & I Payment
6. Change Loan Amount Box To Estimated Loan Balance
7. Push Calculate Button next to Total Number of Payments for 
 . Number of Estimted Months Remaining on your loan

Want to determine the estimated balance on a "Balloon Mortgage" in the future?

1. Enter Original Loan Amount
2. Enter Note Interest Rate ( NOT A.P.R.)
3. Enter Total Number of Payments,  Number of Years x 12 = Total Payments
4. Enter Number of Payments Per Year (Usually 12)
5. Push Calculate Button Next to P & I Box for P & I Payment
6. Change Total Number Of Payments to Amount remaining at time of Balloon.
.  5 Year Balloon Example: Subtract 60 ( 5 years x 12 months) from 360 = 300.
7. Enter result in Total Number of Payments box.
8.  Push Calculate Button next to Loan Amount or Loan Balance Box for 
.  estimated balance at time of Balloon


Want to see how many months are left on your mortgage, if you make additional principal payments?
1. Enter Original Loan Amount
2. Enter Note Interest Rate ( NOT A.P.R.)
3. Enter Total Number of Payments,  Number of Years x 12 = Total Payments
4. Enter Number of Payments Per Year (Usually 12)
5. Push Calculate Button Next to P & I Box to Confirm Monthly P & I Payment
6. Add additional Principal amount to P & I  payment, Enter Total  in P & I Box
7. Push Calculate Button next to Total Number of Payments for 
 . Number of Estimted Months Remaining on your loan

Have  a "Target"  P & I  Payment in mind?

1. Enter Loan Amount
2. Enter  Target P & I Payment
3. Enter Total Number of Payments,  Number of Years x 12 = Total Payments
4. Enter Number of Payments Per Year (Usually 12)
5. Push Calculate Button Next to Interest Rate Box to see Rate for Target Payment 

Need more help?  Send us an email with what you are trying to calculate,
we will respond withing 24 hours, (usually same day)

Enter four of the five available values below and click on the "Calculate" button that is next to the empty (or not empty) value to find our your monthly payment, the interest rate or any other information you desire.   In most circumstances, input 12 for "Number of Payments Per Year". 

This calculator should not be used for Bi-Weekly mortgages.

PLEASE NOTE:  For Payments, this is an estimate only of your PRINCIPAL and INTEREST (P & I) Payment Amount.  Taxes, any insurance (homeowners, flood, mortgage, etc.) and condo or association fees that may be required will be in addition to the P & I payment.  Keep in mind, Mortgage Lenders always round UP to the next penny!  Other calculated values are also estimates! 

(All Calculated Values Should Be Accurate, But Are Not Guaranteed)


Loan Amount or Loan Balance (no commas)
Interest Rate  (i.e. 6.75)
Total Number of Payments (i.e. 30 Year is 30 x 12 = 360)
Number of Payments Per Year i.e. usually 12... (1 Each Month) 
P & I Payment Amount 
Looking For An Amortization Schedule or Table?  Click Here!
 

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