Burton Jamison is licensed by the State of Maryland as a Loan Originator (Maryland only) through Compass Point Mortgage Corporation.   Call Burton for product availability at 410-643-0222.

For Properties In States Other Than Maryland, please go to LowRateMortgages.com home page!

For Help With Late Mortgages - LoanModster.com - Do It Yourself Loan Modification Guides.

Fannie Mae DU Refi Plus Easy Refinancing Page in all 50 states and D.C.

President Obama's Making Home Affordable Loan Program

USALowRates.com & Listing of Mortgage Related Domain Names For Sale

Fuzzy Floozy Koozies available!  Click Here

Web Site Design - American Web Page Design

CMC is now operating as an advertising service/ lead generator.

 

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On Line Purchase & Refinance Pre-Qualification 

No Ratio programs are not all created equal.  Call us to compare.

On these the income section of the application is left blank.  We don't ask.

95 LTV program allows 5% down purchase money or 95% LTV rate/term refinances with no seasoning requirement.

The most popular requires above average credit and offers the lowest rates .  There is a reserve requirement.  With superior credit the reserve requirement can be waived.  Rates are generally the same to 2% higher than the standard Fannie Mae rates depending on the discount points and other factors.

The others require average credit and do not have reserve requirements.  They are also known as NINA loans (No Income No Asset Verification).

There are loan to value and other restrictions on these loans, it is best to call the office or email with your situation.  We offer free phone consultation.