We require 10% to 20% down with good credit, 20% to 30% down with other credit, subject to underwriting guidelines.

With a seller 2nd,  5% down, sometimes 0% down.  Much depends on the credit and financial strength of borrower.

Down payment may be a hypothication of a C.D., Stocks, Bonds, etc. 

Rates are tied to Prime.

Terms from 3 to 30 years, fully amortizing, balloon or interest only.

Lot must have an approved perc test.

We require proof that lot can be built upon.

Please call for current rates and other terms.