Available for 1 to 4 Units,
Detached or Attached,
Condo's & PUD's 
On Line Pre-Qualification

Email For Details

Investment Property
Only 10% Down
Available for 1 to 4 Units,
Detached or Attached,
Condo's & PUD's 

These Guidelines Are Currenty 
Undergoing Some Improvements
Please Call or Email For Up To Date Information !!! 

For Properties In States Other Than Maryland,
please return to LowRateMortgages.com home page!

Loan Amounts to $300,000 (Sales price up to $333,334)

Full or Alt Doc Purchase or Refinance to 90% of Value...

No Limit to The Number of Properties Owned...

May finance up to 4 properties or a total of $2,000,000...
(Can only finance 2 with10% down, others need 20% down) 

Minimum "Middle Score" of 620... 

Six Months P.I.T.I. reserves  required... 

Up to 3% seller contribution towards closing costs...

Mortgage Insurance is required...

Full payment on subject property may be counted as debt...lease 
may be used as income under some circumstances, call for details...

Also ask about our 50% Debt Ratio, our 75% + 15% PiggyBack  with no Mortgage Insurance, and our Rental Income Offset Option programs... 

For general program information or loan scenarios please call us  locally 410-643-0222 or toll free 888-643-3659; or send an e-mail ...prior to writing the contract...

Rates and guidelines subject to change without notice.  There is no guarantee that all loans meeting the above criteria will be approved.

Over 4 units see our Commercial page, they are a totally different program.