Purchase With 
No Money Down
On Line Pre-Qualification

103% Financing to $325,000 !!!
(100% to $400,000)
One Loan...Low, Low Rates
Includes 3% of Sales Price Financed
For Closing And/ Or Prepaids 

Our 103% program is a purchase money  only program that allows the borrower to finance 103% of the lesser of the purchase price or appraised value.  Qualifying ratios are 45%/45% 
(50% on exception) .  This requires a minimum middle credit score of 710, it is only for borrowers with established,  excellent credit. 

No Income Limits !!!

Owner Occupied Only...SFD, PUDs, or Townhomes Condos

Seller concessions of 3% allowed 

Gift Funds Allowed

NO MORTGAGE INSURANCE NEEDED!

Other Guidelines Apply And Are Subject To Change,  Call For Current Rates and Details...

410-643-0222
888-643-3659
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